Quality Home Insurance That Best Fits Your Needs

Your home and what’s in it is priceless, no matter what your mortgage says. We can help you determine the right amount of coverage for your home. Backed by an A (Exceptional) by Demotech rating for financial stability to get the quality coverage you need.

What is Homeowners Insurance?

Enjoy Peace Of Mind For Your Home

Homeowners insurance protects your home and your possessions inside the home from the unexpected. If your home is damaged by storm, fire, theft, or any accident that occurs on your property, your insurance helps to cover the financial cost--whether it’s repair, replacement, loss or liability.

What Does Homeowners Insurance Include?

Customize Your Coverage

Every Acadian policy is unique and tailored to meet your specific insurance needs. Available policies vary based on location, so contact your local agent to discuss what policies may be right for you. Policies may include the following coverage options:

Dwelling Fire Coverage
Dwelling Coverage protects the physical structure of your home like the roof, the walls, windows in the case of major damage.
Liability Coverage
Be protected on your property from a potential lawsuit or legal action. Liability coverage in some cases also provides you with legal representation should it be necessary.
Personal Property
From your electronics, furniture, clothes, appliances and the like, protect your belongings with coverage that can ensure replacement in case of damage or theft.
Additional Structures
Additional structures includes the physical buildings on your property like a stand-alone garage, or a shed. This coverage will also protect your property within these structures.

Why Do I Need Homeowners Insurance?

Be Prepared When An Unforeseen Event Occurs

Homeowners Insurance protects your home and the things inside against damages. Investing in this coverage allows you to be reimbursed for the cost of repairs or replacement on your property.